A helping hand to convert
opportunities into success…
Welcome to KSM Associates Independent Financial Advisers Limited
Welcome to the website of KSM Associates Independent Financial Advisers Limited . We are a firm of independent financial advisers based in Hexham, Northumberland but serving clients right across the North East of England.
Being independent means that we can offer advice from the whole range of products available, and that we are flexible on how we are paid. We therefore act as an agent of the client, not the provider.
We advise on all aspects of personal financial planning, including life cover, investments and savings, pensions and retirement planning, mortgages, inheritance tax planning, and business protection. Our clients include individuals as well as businesses.
All our advisers are fully qualified, and some of us hold specialist qualifications for advising on pension or tax matters.
This website aims to give you further information about:
- Our firm and our approach
- Where to find us
- Comprehensive generic information on financial products
- A range of useful calculators
- Relevant financial news items, updated daily
These days, for people of working age, good health is the normal state, and few people consider what would happen if , due to ill health, their career was interrupted or even stopped.
It is our role as an IFA to help you choose the right investments in order to help you meet your objectives.
Pensions are financial tools whose purpose is the provision of money in old age.
We provide below links to pages of information about tax and to some useful tax calculators