01912303358 info@ksm-associates.co.uk

Legal statement

The FCA requires that certain information be provided to the client prior to business being transacted so that the relationship between the client and the firm is clearly stated and understood.

Some of our documents use the Keyfacts logo required by the Financial Conduct Authority. To access the FCA's own website, The Money Advice Service, for more details on this and other money matters click here.

Please download and read the following documents which are provided in Adobe Acrobat format.

Client Agreement

Client Agreement explains the services KSM Associates offer and the different options in which these services can be paid for.

Service Proposition

Service Proposition & Engagement is supplementry to KSM Associates Client Agreement and sets out the basis of the ongong charges

Customer Privacy Notice                                                                             Sets out how we process your personal data   

Chartered Institute of Insurers Logo    Institute of Financial Planning Logo    Personal Finance Society Logo

KSM Associates Independent Financial Advisers Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 209562 http://www.fca.org.uk/register.

KSM Associates Independent Financial Advisers Ltd Registered Address: 6 Beaumont Street, Hexham, Northumberland, NE46 3LZ. Registered in England & Wales, No. 02619472.

Neither KSM Associates Independent Financial Advisers Ltd nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Please read our Privacy Statement before completing any enquiry form or before sending an email to us.