Legal Statement

The FCA requires that certain information be provided to the client prior to business being transacted so that the relationship between the client and the firm is clearly stated and understood.

Some of our documents use the Keyfacts logo required by the Financial Conduct Authority. To access the FCA’s own website, The Money Advice Service, for more details on this and other money matters click here.

Please download and read the following documents which are provided in Adobe Acrobat format.

Client Agreement

Client Agreement explains the services KSM Associates offer and the different options in which these services can be paid for.

Service Proposition

Service Proposition & Engagement is supplementry to KSM Associates Client Agreement and sets out the basis of the ongong charges

Customer Privacy Notice

Sets out how we process your personal data