In 2006 changes took place to Stakeholder contracts, so if you have questions concerning a pre April 2006 contract, please consult your IFA.
What you need to know: prior to April 2006 the term Stakeholder had a technical and legal meaning regarding the details of the contract. If you have a contract which started before then, take it to your IFA for assessment, as the rules governing it will have changed.
After April 2006 pensions could be called Stakeholder, but the name is more of a marketing term and has no specific legal or technical implications or meaning.
If you have a post-April 2006 policy, see your IFA.
If you are considering a new purchase, see your IFA.